The only case where your credit score might be affected is if you have negative overdraft balance and haven't repaid in a long time. No, it doesn't! Credit bureaus are not privy to your bank account information and hence cannot report your transactional activity to the credit bureau. Will My Credit Score Be Affected if I Close My Chase Checking Account? For rush delivery, send to National Bank By Mail, Mail Code KY1-0900, 416 West Jefferson, Floor L1, Louisville, KY, 40202-3202.
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